The ECO Scheme (Energy Companies Obligation) was introduced by the Government in 2013 and is now in it’s fourth phase as ECO4. ECO4 started in April 2022 and is due to run until March 2026.
ECO Scheme Grants provide funding to install energy efficient heating and insulation measures for householders suffering from fuel poverty.
Typically, if a member of an household receives one of the qualifying benefits, a grant can be awarded to fund the installation of a new heating system or insulation. ECO Scheme Grants are not repayable. Householders who do not receive one of the qualifying benefits may also qualify under ECO Flex rules. This means that those householders who are not in receipt of one of the qualifying benefits but who are living on a low income and are vulnerable to the effects of living in a cold home can still qualifying by being approved by their Local Authority.
There are three conditions to qualify for ECO Scheme Grants:
1.The householder making the application must be a homeowner or a private tenant. ECO scheme grants for most heating and insulation measures are available to both homeowners and tenants but some are only available to homeowners. This is because the landlord has responsibility to ensure that some heating and insulation measures are installed.
2. Unless qualifying under ECO Flex rules, someone living permanently in the home must receive on of the following qualifying benefits:
Pension Credit – Guarantee Credit
Pension Credit – Savings Credit
Child Tax Credit
Working Tax Credit
Income-Related Employment and Support Allowance (ESA)
Income-Based Job Seeker’s Allowance (JSA)
Child Benefit (subject to maximum household income
3. The property must have an EPC (Energy Performance Certificate) of E, F or G (although grants for some products are available for home with an EPC of D).
You can see the EPC rating of your home by clicking HERE for England and Wales or HERE for Scotland.